If you have a heart for using your financial resources to impact children around the world who are growing up in abject poverty, you might be interested in partnering with the Church of the Nazarene Foundation’s Flexible Endowment for Child Sponsorship program.
In giving to the program, you will be helping feed and provide educational support for children in desperate need, equipping them with hope for a brighter future. A one-time gift of $8,000 to the endowment will sponsor a child, and potentially one after another, for years to come. To learn about child sponsorship, visit Nazarene Compassionate Ministries at cs.ncm.org.
If you are interested in giving to the Nazarene Foundation’s Child Sponsorship Endowment, contact us at 913.577.2983 or at info@nazarenefoundation.org.
Blessings,
Kenneth R. Roney, J.D.
President
PERSONAL PLANNER
Planning with a Serious Illness
If at some point in life you have a serious illness, there are a number of planning options that should be considered.
With a serious illness, there are emotional, physical and mental challenges. The illness may be primarily physical, but the person will eventually start to suffer discouragement and even depression. His or her mental capabilities may also start to fail due to deterioration of the body.
Given these serious issues, it is important to consider the care of the person, care of his or her property, financial decisions, potential actions and securing assistance from advisors and family.
Care of the Person
There are several areas that are important in thinking through care of the person. You should check to make sure you have a current durable power of attorney for healthcare or advance directive. This document needs to be shared with the person who is designated as your healthcare proxy. A serious illness could lead to your hospitalization and a need for the healthcare proxy to make important medical decisions.
There also are potential physical changes for a home or a vehicle. If you have an illness but can operate a motorized wheelchair, it may be appropriate to modify or remodel your home to make it handicap accessible. Similarly, you may suffer from a major illness but are still capable of driving. However, it may be necessary to obtain or modify a vehicle so that you can still drive.
A primary concern for the ill person is, "Who will be the caregiver?" Initially, the seriously ill person may stay at home and a family member may be caregiver. However, you should have a plan to move to assisted living, a nursing home or even a hospital if needed.
Care of Your Property
If you have a serious illness, it will be important to have either a person who has a power of attorney to manage your property or a revocable living trust. With a revocable living trust, your property is transferred by deed or other document to the trustee. While you may be the initial trustee, your trust also lists a successor trustee to take over if you are no longer able to manage property. With a serious illness, you may wish to resign and have the successor trustee take over while you still have the ability to offer advice and counsel.
If you have a home with valuable art or other valuable collections, it will be important to prepare for management of your property. At any time in the future, you may need to move to nursing care or the hospital. Valuable property will need to be protected and preserved for your estate beneficiaries.
With a serious illness, it is a good time to review your will and all trusts. If you have a trust, you should make certain that the title and ownership of property is correct. The trust is effective only if property is legally transferred to the trustee. Similarly, some individuals hold property as joint tenants with right of survivorship with other family members. If this is the case and you pass away, the surviving family member will own the property outright. If that is your intention, this method is fine. However, you should check all titles to make sure that they are correct for the plan that you have created.
Financial Accounts
You may have bank accounts, securities accounts and other business accounts. Check to be certain that all of the accounts are listed on your financial records. If you have online access to the accounts, a trusted advisor should know all of the passwords. If you are in the hospital or nursing home, your advisor will need access to your accounts.
Potential Actions
You may have a current pattern of gifts to family or gifts to charity. If you wish to have your successor trustee or the person holding your power of attorney continue that gifting pattern, there will need to be a specific direction in your living trust or power of attorney to achieve that result.
In some states, there could be very significant income and estate taxes. Even though you have a serious illness, it may be worth considering changing your domicile to a state with a lower tax structure. This will require that you establish a new residence, change your driver's license and auto registration, file your income taxes and show that you are a permanent resident of the new state.
Advisors and Family
Particularly if you have a substantial estate and are quite ill, it is important to make sure that you have reliable and trustworthy advisors. Far too many elders who have substantial assets become weak and are victims of elder abuse. A group of trusted advisors and family members will protect you and your property.
Your advisors will discuss your vehicle use. There are several cases where seniors felt able to drive vehicles, but were progressively less capable. One individual in her 80s drove regularly to visit her daughter just one mile away. However, one day she made a wrong turn and became disoriented. A day and a half later, the highway patrol discovered the car idling at the side of the road several hundred miles away. Fortunately, she did not become lost during the winter or she very easily could have frozen to death before being discovered.
Advisors and family members will need to discuss with the seriously ill person the arrangements for transportation and the possibility of higher levels of care. This could mean moving from your home into an assisted living facility or nursing home. These discussions are best undertaken while the seriously ill person is still able to think clearly and make good decisions.
Planning with a serious illness is a challenging process. Yet it is much better for the person and for the protection of the estate that the process is entered into openly and willingly by the individual and his or her advisors and family.
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SAVVY LIVING
Medicare Options for Retirees who Travel
What are the best Medicare coverage options for retirees who travel a lot?
The best Medicare options for retirees who travel extensively depend on your destination.
Let's start with a quick review of the different coverage choices Medicare offers beneficiaries today.
One option is Original Medicare, which has been around since 1966 and covers (Part A) hospital services, (Part B) doctor's visits and other medical services.
If you choose Original Medicare, you may also want to get a Medicare (Part D) prescription drug plan (if you don't already have coverage) to cover your medication costs and a Medicare supplemental (Medigap) policy to help pay for things that aren't covered by Medicare like copayments, coinsurance and deductibles.
Alternatively, you could get a Medicare Advantage (Part C) plan, which is sold through private insurance companies, that covers everything Original Medicare covers. Plus many plans also offer prescription drug coverage and extra services like vision, hearing and dental care all in one plan.
To help you evaluate your options, the National Council on Aging offers an online tool atMyMedicareMatters.org and your State Heath Insurance Assistance Program (SHIP) provides free Medicare counseling. Call 800-677-1116 for contact information.
You can also shop and compare Medicare health and drug plans and Medigap policies atMedicare.gov/find-a-plan or call 800-633-4227.
Also note that whatever Medicare plans you choose to enroll in, if you find that they are not meeting your needs or your needs change, you can always switch to a different plan during the open enrollment period that is between Oct. 15 and Dec. 7.
U.S. Travel
If you and your spouse are planning to travel domestically, Original Medicare provides coverage everywhere in the U.S. and its territories (this includes all 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands and American Samoa) as long as the doctor or hospital accepts Medicare.
But, if you have a Medicare Advantage plan, your coverage may be restricted. This is because most Medicare Advantage plans (which are usually HMOs or PPOs) require you to use doctors, hospitals and pharmacies that are in the plan's network within a service area or geographic region. So if you're traveling outside that area, you may need to pay a higher fee, or your services may not be covered at all.
Before enrolling in a Medicare Advantage plan, check the benefit details carefully to see what costs and rules apply when traveling outside your service area.
Traveling Abroad
If you're planning to travel abroad, Original Medicare does not provide coverage outside the U.S. including cruising, except in rare cases, and Medicare drug plans will not cover prescription drugs purchased outside the U.S. either.
But, there are some Medigap policies that do provide limited coverage abroad. Medigap C, D, F, G, M, and N plans will pay for 80 percent of medically necessary emergency care outside the U.S., but only for the first 60 days of the trip, and you have to meet an annual $250 deductible first. There's also a lifetime maximum benefit of $50,000, so you'd need to cover any costs above that amount.
If you have a Medicare Advantage plan, your coverage outside the U.S. will depend on the plan. Some plans offer emergency care coverage while others don't. You'll need to check your plan for details.
If you want additional emergency medical coverage when traveling abroad, some good sites aresquaremouth.com and insuremytrip.com, that compare policies from major travel-insurance companies. Prices vary considerably, ranging from under $100 to several hundred dollars depending on your age, what they cover and how long you'll be away.
Savvy Living is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Living” book. Any links in this article are offered as a service and there is no endorsement of any product. These articles are offered as a helpful and informative service to our friends and may not always reflect this organization’s official position on some topics. Jim invites you to send your senior questions to: Savvy Living, P.O. Box 5443, Norman, OK 73070.
SAVVY LIVING
Medicare Options for Retirees who Travel
What are the best Medicare coverage options for retirees who travel a lot?
The best Medicare options for retirees who travel extensively depend on your destination.
Let's start with a quick review of the different coverage choices Medicare offers beneficiaries today.
One option is Original Medicare, which has been around since 1966 and covers (Part A) hospital services, (Part B) doctor's visits and other medical services.
If you choose Original Medicare, you may also want to get a Medicare (Part D) prescription drug plan (if you don't already have coverage) to cover your medication costs and a Medicare supplemental (Medigap) policy to help pay for things that aren't covered by Medicare like copayments, coinsurance and deductibles.
Alternatively, you could get a Medicare Advantage (Part C) plan, which is sold through private insurance companies, that covers everything Original Medicare covers. Plus many plans also offer prescription drug coverage and extra services like vision, hearing and dental care all in one plan.
To help you evaluate your options, the National Council on Aging offers an online tool atMyMedicareMatters.org and your State Heath Insurance Assistance Program (SHIP) provides free Medicare counseling. Call 800-677-1116 for contact information.
You can also shop and compare Medicare health and drug plans and Medigap policies atMedicare.gov/find-a-plan or call 800-633-4227.
Also note that whatever Medicare plans you choose to enroll in, if you find that they are not meeting your needs or your needs change, you can always switch to a different plan during the open enrollment period that is between Oct. 15 and Dec. 7.
U.S. Travel
If you and your spouse are planning to travel domestically, Original Medicare provides coverage everywhere in the U.S. and its territories (this includes all 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands and American Samoa) as long as the doctor or hospital accepts Medicare.
But, if you have a Medicare Advantage plan, your coverage may be restricted. This is because most Medicare Advantage plans (which are usually HMOs or PPOs) require you to use doctors, hospitals and pharmacies that are in the plan's network within a service area or geographic region. So if you're traveling outside that area, you may need to pay a higher fee, or your services may not be covered at all.
Before enrolling in a Medicare Advantage plan, check the benefit details carefully to see what costs and rules apply when traveling outside your service area.
Traveling Abroad
If you're planning to travel abroad, Original Medicare does not provide coverage outside the U.S. including cruising, except in rare cases, and Medicare drug plans will not cover prescription drugs purchased outside the U.S. either.
But, there are some Medigap policies that do provide limited coverage abroad. Medigap C, D, F, G, M, and N plans will pay for 80 percent of medically necessary emergency care outside the U.S., but only for the first 60 days of the trip, and you have to meet an annual $250 deductible first. There's also a lifetime maximum benefit of $50,000, so you'd need to cover any costs above that amount.
If you have a Medicare Advantage plan, your coverage outside the U.S. will depend on the plan. Some plans offer emergency care coverage while others don't. You'll need to check your plan for details.
If you want additional emergency medical coverage when traveling abroad, some good sites aresquaremouth.com and insuremytrip.com, that compare policies from major travel-insurance companies. Prices vary considerably, ranging from under $100 to several hundred dollars depending on your age, what they cover and how long you'll be away.
Savvy Living is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Living” book. Any links in this article are offered as a service and there is no endorsement of any product. These articles are offered as a helpful and informative service to our friends and may not always reflect this organization’s official position on some topics. Jim invites you to send your senior questions to: Savvy Living, P.O. Box 5443, Norman, OK 73070.
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YOUR PLAN
Bequests
Joe and Anna have been faithful supporters of our organization. They believe it is important to support and encourage our mission.
Joe: Several years ago, Anna and I decided to become part of the organization's mission. We believe that they are truly helping others. We think that it is important to partner with them to make a difference. For that reason, Anna and I have made gifts over the years to help others.
Anna: We wanted to do more than to just make gifts. Joe and I have been careful over the years and have accumulated some resources. We plan to be generous with family, but we also have the ability to be generous with charity.
After talking it over, we decided to leave a bequest in our will. Our attorney took the simple language available from the organization and included a nice bequest. We are delighted that we will be helping others through them.
You also may want to make it easy and convenient to have a bequest included in your will. The language link below shows how a bequest can very easily be included in your will.
You might find it helpful to print this page and the bequest language. Please feel free to give this information to your attorney. If he or she has any questions, please contact us.
Click Here to review sample bequest language.
*Please note: The name and image above is representative of a typical donor and may or may not be an actual donor to our organization. Since your benefits may be different, you may want to click here to view a color example of your benefits.
YOUR PLAN
Bequests
Joe and Anna have been faithful supporters of our organization. They believe it is important to support and encourage our mission.
Joe: Several years ago, Anna and I decided to become part of the organization's mission. We believe that they are truly helping others. We think that it is important to partner with them to make a difference. For that reason, Anna and I have made gifts over the years to help others.
Anna: We wanted to do more than to just make gifts. Joe and I have been careful over the years and have accumulated some resources. We plan to be generous with family, but we also have the ability to be generous with charity.
After talking it over, we decided to leave a bequest in our will. Our attorney took the simple language available from the organization and included a nice bequest. We are delighted that we will be helping others through them.
You also may want to make it easy and convenient to have a bequest included in your will. The language link below shows how a bequest can very easily be included in your will.
You might find it helpful to print this page and the bequest language. Please feel free to give this information to your attorney. If he or she has any questions, please contact us.
Click Here to review sample bequest language.
*Please note: The name and image above is representative of a typical donor and may or may not be an actual donor to our organization. Since your benefits may be different, you may want to click here to view a color example of your benefits.
Read More
WASHINGTON NEWS
Tax Talk During Ohio Debate
The first debate of the Presidential campaign season was held in Cleveland, Ohio on August 6, 2015. Seventeen Republican candidates for President spoke in two debates – seven presented in the late afternoon debate and 10 leading candidates participated in an evening debate.
While there were many topics discussed, several candidates included tax proposals in their answers. Former Arkansas Governor Mike Huckabee was asked how best to reduce the size of government. In his response he noted, “We can get rid of the IRS if we pass the Fair Tax.” The general strategy of the Fair Tax is to replace the income tax with a national sales tax. Gov. Huckabee claims that the sales tax rate could be sufficiently high to cover costs such as the future increases in Social Security and other entitlement programs.
Neurosurgeon Ben Carson responded to a question by suggesting that the tax system should be based on the Biblical tithe. He indicated that a flat 10% tax would apply to all persons. An individual who earned $100 would pay $10. The person who earned $1 million would pay a $100,000 tax.
Sen. Rand Paul (R-KY) advocated a “Fair and Flat Tax.” His proposed rate is 14.5%. With this system, the only itemized deductions would be for home mortgage interest and charitable gifts.
Sen. Marco Rubio (R-FL) proposed a lower rate for both large and small businesses. He advocated reducing the tax rate for corporations, limited liability companies and partnerships to 25%. Rubio stated, “We have got to even out the tax code for small businesses.”
In the afternoon debate Former Virginia Governor Jim Gilmore promised a “Growth Code.” His system creates tax rates for individuals of 10%, 15% and 25%. All business income is taxed at 15%. Gilmore stated, “It will cause the economy to grow and explode.”
Former Sen. Rick Santorum of Pennsylvania also proposed a flat tax with a rate of 20%. Santorum believes a flat tax will “take a blowtorch to the IRS.”
Editor’s Note: Our readers are interested in the tax proposals of Presidential candidates from both parties. Following debates by both parties in September, future notes will discuss tax proposals that are shared by Democratic and Republican Presidential candidates.
WASHINGTON NEWS
Tax Talk During Ohio Debate
The first debate of the Presidential campaign season was held in Cleveland, Ohio on August 6, 2015. Seventeen Republican candidates for President spoke in two debates – seven presented in the late afternoon debate and 10 leading candidates participated in an evening debate.
While there were many topics discussed, several candidates included tax proposals in their answers. Former Arkansas Governor Mike Huckabee was asked how best to reduce the size of government. In his response he noted, “We can get rid of the IRS if we pass the Fair Tax.” The general strategy of the Fair Tax is to replace the income tax with a national sales tax. Gov. Huckabee claims that the sales tax rate could be sufficiently high to cover costs such as the future increases in Social Security and other entitlement programs.
Neurosurgeon Ben Carson responded to a question by suggesting that the tax system should be based on the Biblical tithe. He indicated that a flat 10% tax would apply to all persons. An individual who earned $100 would pay $10. The person who earned $1 million would pay a $100,000 tax.
Sen. Rand Paul (R-KY) advocated a “Fair and Flat Tax.” His proposed rate is 14.5%. With this system, the only itemized deductions would be for home mortgage interest and charitable gifts.
Sen. Marco Rubio (R-FL) proposed a lower rate for both large and small businesses. He advocated reducing the tax rate for corporations, limited liability companies and partnerships to 25%. Rubio stated, “We have got to even out the tax code for small businesses.”
In the afternoon debate Former Virginia Governor Jim Gilmore promised a “Growth Code.” His system creates tax rates for individuals of 10%, 15% and 25%. All business income is taxed at 15%. Gilmore stated, “It will cause the economy to grow and explode.”
Former Sen. Rick Santorum of Pennsylvania also proposed a flat tax with a rate of 20%. Santorum believes a flat tax will “take a blowtorch to the IRS.”
Editor’s Note: Our readers are interested in the tax proposals of Presidential candidates from both parties. Following debates by both parties in September, future notes will discuss tax proposals that are shared by Democratic and Republican Presidential candidates.
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FINANCES
FINANCES
Stocks - Disney's Revenue Misses Estimates
The Walt Disney Company (DIS) announced its third quarter results on Tuesday, August 4. Though the company's results improved from a year ago, revenue was below expectations.Disney reported that revenue increased 5% to $13.1 billion. Expectations for revenue had come in slightly higher at $13.2 billion.
"We're very pleased with our performance in the third quarter, with record net income and diluted earnings per share of $1.45, up 13% from the prior year," said Walt Disney Chairman and CEO Robert A. Iger. "The strong results across our many diverse lines of business demonstrate the power of our unparalleled brands, franchises and creative content."
Net income for the quarter increased 11% to $2.48 billion or $1.45 per share. Pre-release estimates were for earnings per share of $1.42.
Even though Disney had a successful quarter, the revenue miss disappointed investors. Most analysts placed the blame on the company's ESPN network where revenue was flat compared to the same period last year. ESPN's struggles this quarter were due to a number of factors. One major factor is that consumers are avoiding expensive cable packages that include network channels like ESPN in increasingly large numbers. Because of the revenue miss, Disney's share price fell nearly 9% after the earnings release on Tuesday evening.
The Walt Disney Company (DIS) shares ended the week at $109.35, down 9.5% for the week.
Keurig's Earnings Disappoint
Keurig Green Mountain, Inc. (GMCR), developer and distributer of coffee brewing technology, announced its third quarter results on Wednesday, August 5. Numbers across the board were down and investors were left underwhelmed by the announcement of the company's Kold beverage machines.
Keurig reported that net sales during the quarter were $969.6 million. This was a 5% decrease from $1 billion during the same period last year.
"While we are not pleased with our revenue growth, we delivered earnings at the high end of our previous guidance," said Keurig Green Mountain President and CEO Brian Kelley. "We continue to believe that our hot system has the potential to reach more than 50 million U.S. households over time—more than double its size today. In addition, the upcoming launch of our Keurig KOLD system creates an even larger opportunity for long-term growth and value creation."
Net income during the quarter fell 27% to $113.6 million or $0.73 per share. During the same period last year net income came in at $155.2 million or $0.94 per share.
Keurig has fallen on hard times since the disastrous release of its 2.0 brewers last fall. Consumers were upset that the new machines only used Keurig-produced pods, hurting sales and the company's reputation. The company is hoping to boost revenue when it introduces its new home-soda-beverage Kold machines next year. However, analysts and investors have raised doubts about whether the Kold machines will be a hit because of the high price tag ($299) and sagging sales for existing competitor SodaStream.
Keurig Green Mountain, Inc. (GMCR) shares ended the week at $53.43, down 29% for the week.
Texas Roadhouse Reports Earnings
Texas Roadhouse, Inc. (TXRH), a steakhouse restaurant chain, announced its second quarter results on Monday, August 3. While sales were positive, earnings fell below expectations due to higher beef costs.
The company reported that revenue increased 15% during the quarter to $454.7 million. This was higher than pre-release estimates that revenue would be $451.1 million.
"We are pleased to report strong sales momentum through the second quarter, as we generated double digit revenue gains driven by increasing guest counts and strong operating week growth," said Texas Roadhouse CEO Kent Taylor. "In spite of this solid top-line performance, commodity inflation of 9.4% resulted in earnings per share that were lower than the prior year period as it more than offset modest price increases taken in late 2014."
Net income for the quarter fell 8% to $21.1 million or $0.30 per share. Analysts had expected earnings per share of $0.37.
Although it operates in 49 states, Texas Roadhouse only has 450 locations. The company selectively places its reasonably-priced steakhouses in locations that will allow it to draw more casual consumers. It plans to add 25 to 30 new locations by the end of this year. The company claimed that lower-than-expected earnings this past quarter resulted from higher beef prices. Overall, the company has posted strong net income increases over the past ten years.
Texas Roadhouse, Inc. (TXRH) shares ended the week at $38.79, down 2% for the week.
The Dow started the week of 8/3 at 17,697 and closed at 17,373 on 8/7. The S&P 500 started the week at 2,104 and closed at 2,078. The NASDAQ started the week at 5,134 and closed at 5,044.
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Bonds - Treasuries Rise on Solid Jobs Report
Treasury prices rose on Friday, August 7 after the release of the U.S. jobs report for July. Most analysts considered the jobs report to be solid, which has increased speculation of an imminent Federal Reserve interest rate hike.Bonds - Treasuries Rise on Solid Jobs Report
The Labor Department reported that the U.S. economy added 215,000 jobs last month, which was only slightly below forecasts of 220,000 to 230,000 jobs added. In addition, the jobs numbers for May and June were revised upward by 14,000 jobs.
After the release of the jobs report the benchmark 10-year Treasury yield fell to a near-two month low of 2.209% compared to a closing yield of 2.236% on Thursday, August 6. Yields move inversely to prices, so as yields fall prices rise. The 30-year bond fell to 2.861% during early Friday trading.
Most experts are calling this latest jobs report solid and believe it may be enough for the Federal Reserve to announce an interest rate hike in September. "The number didn't give the market a surprise here, it just reinforced expectations for higher rates in September," said Sharon Stark, Chief Fixed Income Strategist at D.A. Davidson & Co.
Prior to the release of the July jobs report, many analysts had the odds of a rate increase in September at 46%. That number quickly jumped to 58% after the jobs numbers were released. Overall, the odds of a rate increase by the end of the year now stand at 80% compared to 72% before the jobs report.
The 10-year Treasury note yield finished the week of 8/3 at 2.18% while the 30-year Treasury note yield finished the week at 2.83%.
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CDs and Mortgages - Interest Rates Continue Slide
Freddie Mac released its latest Primary Mortgage Market Survey (PMMS) on Thursday, August 6. The report showed interest rates falling for the third week in a row.CDs and Mortgages - Interest Rates Continue Slide
The 30-year fixed rate mortgage averaged 3.91% this week. This represents a decrease from last week when it averaged 3.98%. Last year at this time, the fixed rate mortgage averaged 4.14%.
This week, the 15-year fixed rate mortgage averaged 3.13%. This is down from last week when it averaged 3.17%. The 15-year fixed rate mortgage averaged 3.27% one year ago.
"All eyes are on the upcoming July employment report, as the Fed has made it clear developments in the labor market will affect the timing of any potential rate hike. But early signals indicate Friday's employment report will not look so good," said Sean Becketti, Chief Economist at Freddie Mac. "The employment cost index rose 0.2% in the second quarter, the lowest quarterly increase in its 33-year history and ADP's Private Employment Report missed expectations for private jobs in July. Uncertainty about the economy helped drive down Treasury yields early in the week, and thus mortgage rates fell 7 basis points to 3.91%, the lowest level since June 4th."
The money market fund finished the week of 8/3 at 0.3%. The 1-year CD finished at 0.6%.
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Are you a Nazarene Legacy Partner (NLP)? The answer is “YES” if you have designated any gift to a Nazarene ministry in your will, bequest, or estate plan. This could be a tithe on your estate, an insurance beneficiary designation to your local church, college, global mission, or any other Nazarene ministry you support.
Send us your name and contact information by reply email and indicate “I am a Nazarene Legacy Partner” and we will add your name to our NLP honor roll. To model generosity inspires others to do the same. Thank you for your interest in gift planning. To access any of this updated financial and gift planning information, please select our website.
The Global Church of the Nazarene Foundation
Are you a Nazarene Legacy Partner (NLP)? The answer is “YES” if you have designated any gift to a Nazarene ministry in your will, bequest, or estate plan. This could be a tithe on your estate, an insurance beneficiary designation to your local church, college, global mission, or any other Nazarene ministry you support.
Send us your name and contact information by reply email and indicate “I am a Nazarene Legacy Partner” and we will add your name to our NLP honor roll. To model generosity inspires others to do the same. Thank you for your interest in gift planning. To access any of this updated financial and gift planning information, please select our website.
The Global Church of the Nazarene Foundation
17001 Prairie Star Parkway, Suite 200
Lenexa, Kansas 66220 United States
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